With MPA Protect, you receive a fully-personalised package of services, tailored to your family’s needs and requirements. Our experts will run through all of the potential risks that you will face, including illness, injury, death and subsequent funeral expenses. As Independent Financial Advisers, we then search the market to find the individual products and services that are best suited to you and your family.
Protection when you need it most
As your life progresses, so do your responsibilities. Whether it’s climbing the career ladder or growing your family, you will find yourself shouldering more and more responsibilities. MPA Protect is there to enable you to put the right financial security measures in place to protect your family.
Retain control of your finances
Budgets and cover requirements vary dramatically from person to person. With services like life assurance there are many variables defining how much you pay, how much cover you receive and the size of any expected pay-outs. MPA Protect will find a financially manageable solution to ensuring your family is protected against whatever the future has in store.
Life assurance delivers peace of mind, knowing that your dependants will be financially looked after should the worst ever happen.
Critical illness cover offers financial protection should you become critically or terminally ill and unable to work.
Family Protection offers the surviving members the ability to rebuild the family unit without the added grief of looming financial worries.
Family Income Benefit pays a monthly income to your surviving family in the event of your death. It is designed for families with young children who would not be able to financially cope in the wake of the death of one or both parents. The money paid out is tax-free and can be used for whatever purpose your dependants require.
Level Term Assurance is a very straight-forward form of life insurance. It involves you choosing the value of the life insurance you require and the length of time you wish your policy to run for.
Whole of Life Assurance guarantees your dependants a lump sum pay out in the event of your death from the moment you sign the policy onwards.
A Relevant Life Policy offers “death in service” compensation to a value of up to 20 times the individual’s annual salary. This service is highly applicable to those Company Directors who deliberately draw a small salary from their business.
Having Private Health Insurance means you can receive fast-track, specialised care when and where you need it. It can also be cheaper than you think to ensure you and your family have access to the best possible healthcare.
MPA Protect Offering
The insurance marketplace is vast, containing many hundreds of different products aimed at solving the same financial problems. Many leading companies offer blanket life insurance and family protection products which are aimed at everybody regardless of individual circumstances and requirements. By having a bespoke set of insurance policies, tailored to your needs by a financial expert, you will receive the best amount of cover and value for money and ultimately ensure your family are financially protected regardless of what the future brings.