Gifting money to family – How to do it tax efficiently
With the current news stories and speculation around The Government’s plans to raise income through changes to inheritance tax (IHT) and pensions, we are seeing increased enquiries from our clients about how they can ensure they can pass on their hard-earned money to their family. As we have discussed previously, unspent private pension pots [...]
Lily Chandler-Hussain joins MPA’s Client Services Team
In July, we welcomed Lily Chandler-Hussain to the MPA team, as a Client Service Associate. Lily will support the growing team, helping to assist our Independent Financial Advisers (IFAs) with providing information and advice to our clients, making sure they are utilising their finances to their full potential. On her role at MPA Lily [...]
Inheritance Tax on Unused Pension Funds and Death Benefits
With Inheritance Tax on pensions back in the headlines this week, our Managing Director, Phil McGovern FPFS, takes a closer look at the proposed changes and what they could mean for you. The Government has confirmed that it will proceed with its plans to bring unused pension benefits within the scope of Inheritance Tax [...]
What a change in the state pension age could mean for your retirement plans.
The Government has announced an early review of the state pension age, raising questions about whether people will need to wait longer before receiving their state pension. While no decisions have been made yet, the review comes at a time of growing pressure on the public purse. It’s expected to look closely at the [...]
MPA welcomes Executive Assistant, Fiona Thom
In July, Fiona Thom joined the MPA team as an Executive Assistant to MPA’s Directors Phil and Joe McGovern. Fiona will support MPA’s leadership team with the growth and expansion of the business and assist on long term projects. Day to day Fiona will handle all elements of operations and office management at MPA, [...]
Global Market Commentary: Key Trends in Q2 2025
As we reach the midpoint of 2025, global markets have shown a notable degree of resilience, even as geopolitical events, mixed economic data, and shifting interest rate expectations have kept investors on edge. Our Head of Investment Chris Wheeler explores how the second quarter of the year was shaped by three key themes: Geopolitical [...]
What the Israel-Iran Conflict Means For Your Investments.
Tensions in the Middle East have taken a significant turn following US-led airstrikes on nuclear and military facilities inside Iran over the weekend. According to Reuters, the strikes targeted infrastructure linked to Iran’s nuclear programme, including sites near Isfahan, as well as suspected missile storage and development locations. The action marks a major escalation [...]
Adviser Insights from Independent Financial Adviser Gerard McVeigh
We took some time out with Independent Financial Adviser (IFA) Gerard McVeigh to talk about why he got into financial services and how curiosity, empathy and proactive planning are central to helping people feel more confident about their future. How did you get into Financial Services? Before becoming an IFA, I’ve spent much of [...]
MPA welcomes Lauren Cassidy as Client Services Associate
In May, Lauren Cassidy was appointed to MPA as a Client Services Associate, as part of our busy Client Services team. Lauren joins our experienced team who provide a primary point of contact for our clients and offer fantastic support to our expanding group of Independent Financial Advisers (IFAs). From collating information and documentation [...]