Market Commentary – Quarter 1…
Summary The spread of Covid-19 profoundly affected global markets in the first quarter. Equities suffered steep declines and government bond yields fell (prices rose) as investors favoured their perceived safety. Shares fell across developed markets as coronavirus spread and countries went into lockdown to try to contain the outbreak. Governments and central banks announced [...]
Phil addresses PruFund drop in New Model Adviser article…
New Model Adviser yesterday issued an article, as part of its New Model Adviser top 100 IFA firms revisit, in which it asked Advisers how their portfolios held up during the crash and which funds delivered or performed badly in February and March . As the scale of the coronavirus pandemic revealed itself to the [...]
Unexpected events and the effect on Equities…
Unexpected world events which have sudden, material impacts on the financial markets are nothing new. It is important to keep uncertain headlines and volatile moves in perspective by looking back at the equity market’s performance during and after similarly disruptive past events. While at the time it can feel like a crisis is rapidly [...]
ESG investing – The new normal?…
Needless to say that the events of the last several months have caused large scale disruptions to the lives of everyone and will no doubt fundamentally change our outlook on many issues. Possibly one of the few beneficiaries from the enforcement of global lockdowns across the world could be considered to be the environment. [...]
A message from Eddie Ball…
'After nearly 40 years experience of working in Financial Services, visions would appear to be the same today as before. Events during this unprecedented time have created opportunities for planning if you remain positive. The good days will come back. I am here to help you get through this challenging time which has changed [...]
A message from Ann Baguley…
'My role at the moment is emotional support for clients - its a scary time from a health and emotional perspective and clients are also worried about the dips in the value of their investments. The news doesn't help as they always tell you about the bad news, seldom the good. I tell my [...]
The impact of COVID-19 over the last week and advice to clients…
First of all may I hope you and your family are well and managing to cope with the restrictions necessary to reduce the impact of Covid-19. As the pandemic spreads you may have heard or experienced people close to you who have suffered because of this virus which brings it home how serious the [...]
US Oil – Negative Is Very Much Unchartered Territory…
Monday 20th April 2020, marks a day in history for the US oil price as the price per barrel closes at a negative value, as the knock-on effects of the coronavirus pandemic continue to hamper the world’s economy. The West Texas Intermediate (the US Crude Oil Marker) priced the May delivery of oil at [...]
Self-Employed income support Scheme – Deadline 23rd April 2020…
The Self-Employed Income Support scheme will allow you to claim a taxable grant worth 80% of your trading profits up to a maximum of £2,500 a month. It will be available for 3 months, but may be extended. The grant will be subject to Income Tax and National Insurance contributions but does not need [...]